UPside is a money management service that comes with an UPside Visa Prepaid Card and an online virtual check book. You can receive funds through direct deposit or cash loads at more than 50,000 retailers nationwide. Because it’s prepaid, your spending is limited to the amount of money received on the account. All purchases and payments that you make with your UPside card are decremented from your available balance in real time. And, unlike most other prepaid cards, you will earn reward points redeemable for cash back for all your online purchases made at leading US retailers through our shopping mall.
Unlike other banking products, UPside is a great real-time budgeting tool for your spending, as you can only spend the funds available on the prepaid card account – meaning that you will not go into debt like many do with credit cards or “overdraft protection” plans that most retail banks offer. And, with UPside, you do not pay for incoming loads, unlike with most retail banks. Anyone can register, even with poor or no credit. UPside is the most powerful and effective means to help you develop responsible spending behaviors, while still having the freedom to shop everywhere Visa debit cards are accepted.
UPside accountholders can provide their Direct Deposit Details to their employer, in order to receive their salary, or their friends and family who wish to load money. Loading cash is also available using Green Dot MoneyPaks (Load With Green Dot MoneyPaks Click Here) sold at thousands of retailers nationwide. Some cardholders may also be able to load funds via a credit/debit card (funding card billing address must match UPside prepaid card account billing address). Click here for more information on how to load funds.
Click here for active your Upside Prepaid Card
The UPside prepaid card account has lower fees than other spending cards available. And the majority of these fees can be avoided by managing your card correctly – checking your balance online, loading funds from an employer or from a checking account, making sure you always have suitable funds on your prepaid card account.
• The power of a bank account in a Visa Prepaid card
• Save up to $220 compared with other cards, the first year alone
• 100% approval with no credit check and no activation fee
• $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
• Free Direct Deposit from employers or deposit cash at 50,000 retailers
• Write personal checks online: easy to pay rent or other bills
• Earn 1,500 cash back reward points for you first direct deposit load
• Optional companion card available, as if you had a joint checking