The Thrift Line hours are Monday through Friday, 7 a.m. to 9 p.m., Eastern time.
The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. It was established by Congress in the Federal Employees’ Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans.
The TSP is a defined contribution plan, meaning that the retirement income you receive from your TSP account will depend on how much you (and your agency, if you are eligible to receive agency contributions) put into your account during your working years and the earnings accumulated over that time.
If you are covered by the Federal Employees’ Retirement System (FERS), the TSP is one part of a three-part retirement package that also includes your FERS basic annuity and Social Security.
If you are covered by the Civil Service Retirement System (CSRS) or are a member of theuniformed services, the TSP is a supplement to your CSRS annuity or military retired pay.
If you are not certain which retirement system you are covered under, you should check with your personnel or benefits office.
As a Federal employee or a member of the uniformed services, you have the opportunity to participate in one of the finest retirement plans in the world. The TSP is a retirement benefit that allows Federal employees and members of the uniformed services to increase their retirement income by contributing to a long-term savings and investment plan.
You’ll find the most current plan information and materials on this website. As a participant, you can use your TSP account number or user ID and your Web password to view your account information and perform transactions.
The ThriftLine is the TSP’s automated telephone service. The number is toll free within the United States and Canada. The ThriftLine has information such as current TSP news, share prices, and loan and annuity rates. You will need your TSP account number and TSP Personal Identification Number (PIN) to access your account and perform certain transactions. You can also call the ThriftLine to speak with a TSP Participant Service Representative.
Call the toll-free ThriftLine at1-877-968-3778 and speak to a Participant Service Representative.
For calls outside the U.S. and Canada call1-404-233-4400 (not a toll-free number).